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Initial Disclosures
Wyoming Insurance Notice
Wyoming Loan Broker Disclosure
Wyoming Loan Broker Disclosure 2
Wyoming Prepayment Penalty Disclosure
Final Disclosures
Coming Soon
Maximum term 3 years or not to exceed the fixed rate term duration on ARMs.
Prohibited for 2nd mortgages and loans over 18% APR.
Permitted Fees
Prohibited Fees
Late Charge Fees
5% of principal and interest after 15 days on 1st mortgages. The greater of $10.00 or 5% of principal and interest after 10 days on 2nd mortgages.
Funding Settlement
Wet State
Borrower Signing Requirements
Wyoming is not a community property state, but is a homestead state. Signature of spouse is required on all security documents.
Closing Customs
Real Estate Taxes
Taxes are due October 1st and April 1st. Taxes are delinquent on November 10th and May 10th.
Advertising Record Retention
Advertising Representation
Telemarketing
Comings Soon
Disclaimer: This information is tailored for DirectLender. It is deemed reliable but not guaranteed. It is not intended as legal advice, and should not be relied upon as such. The laws, policies, and references cited change periodically.
