Direct Lender - Branch Partner Network

Licensing Requirements

Disclosure Requirements

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Montana Summary

Licensing Requirements

Direct Lender may not broker loans in Montana. We are only able to bank loans through our warehouse lines in Montana. Please contact our banking department for details.

Disclosure Requirements

Initial Disclosures

Montana Insurance Disclosure

Montana Mortgage Loan Origination Disclosure

Final Disclosures

Coming Soon

High Cost Laws

Refer to Section 32 under Federal Compliance.

Pre-Payment Penalty

Maximum term 5 years or not to exceed the fixed rate term duration on ARMs.

Fee Restrictions

Permitted Fees

Coming Soon

Prohibited Fees

Coming Soon

Late Charge Fees

Coming Soon

Closing Details

Funding Settlement

Dry State

Borrower Signing Requirements

Montana is not a community property state.

Closing Customs

Coming Soon.

Real Estate Taxes

Taxes are due November 1st and April 1st.
Taxes are delinquent on November 30th and April 30th.

Advertising Details

Advertising Record Retention

Coming Soon

Advertising Representation

Coming Soon

Telemarketing

Coming Soon

Disclaimer:
This information is tailored for DirectLender. It is deemed reliable but not guaranteed. It is not intended as legal advice, and should not be relied upon as such. The laws, policies, and references cited change periodically.