All individuals originating loans in Missouri must be w-2 employees of Direct Lender. Branch Licensing
There are no branch licensing requirements.
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Initial Disclosures
Missouri Application Disclosure
Missouri Borrower Information Document
Missouri Insurance Notice
Mortgage Rate Lock Disclosure
Final Disclosures
Coming Soon
Refer to Section 32 under Federal Compliance
Missouri law permits up to a 5 year pre-payment penalty not to exceed the fixed period of an ARM.
Permitted Fees
Prohibited Fees
Late Charge Fees
Funding Settlement
Wet State
Borrower Signing Requirements
Missouri is not a community property state.
Closing Customs
Real Estate Taxes
Taxes are due December 1st and October 1st. Taxes are delinquent on December 31st and October 31st.
Advertising Record Retention
Advertising Representation
Telemarketing
Comings Soon
Disclaimer: This information is tailored for DirectLender. It is deemed reliable but not guaranteed. It is not intended as legal advice, and should not be relied upon as such. The laws, policies, and references cited change periodically.
