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Kansas Summary
Licensing Requirements
Not Currently Licensed - Coming Soon

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Disclosure Requirements

Initial Disclosures

Kansas Borrower Acknowledgement

Kansas UCCC Insurance Notice

Final Disclosures

Coming Soon

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High Cost Laws
Refer to Section 32 under Federal Compliance

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Pre-Payment Penalty

Prepayment penalties are restricted to 6 months or less on 1st lien loans with LTV of 100% or less only.

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Fee Restrictions

Permitted Fees

For recording deeds, mortgages or other instruments of writing, we must verify that we are not charging more than the allowable amount.

For first page, not to exceed legal size page - $8.00
For second page and each additional page or fraction thereof - $4.00
Recording release or assignment of real estate mortgage - $7.00

Prohibited Fees

Coming Soon

Late Charge Fees

Coming Soon

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Closing Details

Funding Settlement

Wet State

Borrower Signing Requirements

Kansas is not a community property state.

Closing Customs

Coming Soon

Real Estate Taxes

Taxes are due December 1st and June 1st.
Taxes are delinquent on December 20th and June 20th.

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Advertising Details

Advertising Record Retention

Coming Soon

Advertising Representation

Coming Soon

Telemarketing

Comings Soon

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Disclaimer:
This information is tailored for DirectLender. It is deemed reliable but not guaranteed. It is not intended as legal advice, and should not be relied upon as such. The laws, policies, and references cited change periodically.

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