Send us a check request for $100.00 for each LO to be licensed.

Branch Licensing

We need a check request for $2,000.00 for the Branch application. The fee includes $800.00 for the 1st mortgage branch license, $800.00 for the 2nd mortgage branch license, and a $40,000.00 bond, which costs approximately $400.00

Once we receive the check requests we will complete the licensing process.

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Initial Disclosures

Connecticut Fee Agreement

Connecticut High Cost Home Loan Disclosure

Connecticut Interim Financing Policy Disclosure

Connecticut Legal Representation Notice

Connecticut Mortgage Insurance Disclosure

Final Disclosures

Coming Soon

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*Principal dwelling only

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Maximum 3 years.

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Permitted Fees

TIL must reflect that unearned finance charges may be refunded OR borrower must have executed a non-refundable fee disclosure.

Late Charge Fees

Maximum 5% of principal and interest after 15 days

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Funding Settlement

Wet State 1st / Dry State 2nd

Borrower Signing Requirements

Non-owner spouse not required to sign. 1 Notary and 1 additional witness required. Primarily closings are handled by attorneys.

Closing Customs

Coming Soon

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Advertising Record Retention

Coming Soon

Advertising Representation

Coming Soon

Telemarketing

Coming Soon

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